In just a few minutes, you can open an account, verify your accreditation, and start investing through Phi-nancial Freedom’s promissory notes, which fund a diversified portfolio of real-estate–related investments.
Once you invest, your capital earns a fixed annual interest rate, paid semi-annually, designed to deliver consistent income without the daily ups and downs of the stock market or the headaches of managing property.
Our platform is built for long-term growth, stability, and simplicity. You can choose to reinvest your distributions or receive them as cash — the choice is yours.
Phi-nancial Freedom offers a private debt investment opportunity through promissory notes, with proceeds strategically allocated across carefully underwritten residential and commercial real-estate–related assets.
Our portfolio is designed to provide passive income through fixed-rate note investments that offer:
While traditional real estate investing can involve high fees, confusing structures, and layers of intermediaries, we’ve streamlined the experience for today’s passive investor.
At Phi-nancial Freedom, we’ve built a direct-access model that gives you full transparency, control, and support—without the noise.
We’ve simplified every step of the process—so you can focus on building wealth, not managing the complexities.
Invest with confidence through our secure platform—no brokers, no middlemen, no hidden fees.
Our system handles capital deployment, quarterly payouts, and performance reporting—automatically.
Get on-demand visibility into your portfolio with personalized dashboards and streamlined tax reporting.
Only accredited investors can participate. You must meet SEC requirements for income or net worth to be eligible.
Investments are priced based on underlying debt structures and asset-backed strategies. You’ll always have full transparency through our investor portal.
Yes. Our offerings are typically structured for a 12–36 month hold period, with targeted quarterly distributions and a final balloon payout.
These are private placements with limited liquidity. While we aim to offer periodic liquidity windows, your investment should be considered long-term.
Investors receive preferred returns paid quarterly. The target return structure is outlined in the PPM, with interest distributions prioritized before any profit sharing.
At Phi-nancial Freedom, we make real estate investing simple, strategic, and relationship-driven. With decades of experience and a people-first approach, we help investors build long-term wealth through passive, professionally managed real estate opportunities.
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