Meet Theresia

Theresia, Fund Manager, Author and Educator

About Us

Architect. Investor. Visionary

From designing spaces to building financial freedom, Theresia empowers investors with smarter ways to grow their wealth through real estate.

“Theresia Kurnadi is an architect-turned-real estate investor with more than two decades of experience managing complex design and construction projects across the United States. She holds a Bachelor of Architecture from the University of Southern California and dual Master’s degrees in Architecture and Structural Engineering from the University of California, Berkeley. Her career took her through multiple jurisdictions and project types, including educational buildings, retail spaces, and large-scale renovations. Over the years, she developed a keen eye for identifying inefficiencies, optimizing design for value, and managing teams through every phase of a project.

After years of building spaces for others, Theresia turned her focus to building wealth—first for her family, and then for others seeking financial freedom. In 2015, she founded Golden Section Properties, a real estate investment company focused on repositioning undervalued multifamily properties in emerging U.S. markets. Drawing on her background in design and construction, she applies a strategic lens to underwriting, acquisition, and asset management. Her method is thoughtful, disciplined, and rooted in real-world execution—not speculation. She’s passionate about creating long-term value not just for properties, but for people.

"I built Phi‑Nancial Freedom to help others do what I once thought was impossible — live off passive income with purpose."
Theresia Kurnadi
Licensed Architect, Investment Analyst & Fund Manager

Theresia later launched Phi-nancial Freedom, LLC, a platform designed to help busy professionals access passive real estate investment opportunities without the hassle of doing it alone. Through both ventures, she continues to educate, empower, and guide investors toward meaningful financial outcomes. Her leadership is grounded in trust, transparency, and a deep commitment to building relationships—not just portfolios. Whether you’re new to real estate or an experienced investor, Theresia’s mission is clear: to simplify the path to wealth and help you create a legacy through smart, purpose-driven investing.

Her crisis-tested leadership during challenging market conditions successfully protected all investor capital while maintaining positive returns—proving that professional management works when it matters most.”

KEY CREDENTIALS:

  • Licensed California Architect
  • 20+ Years Construction Project Management
  • Founded Golden Section Properties (2015)
  • Crisis-Tested Market Performance
  • Zero Fee Structure for Complete Alignment

Come Work With Us

Phi-nancial Freedom is built on a foundation of integrity, innovation, and investor empowerment. We’re a mission-driven team that combines financial expertise with a design-thinking mindset — helping people grow their wealth without landlord stress.

We’re based in Olympia, WA, and always looking to connect with purpose-driven professionals who share our passion for real estate, passive income, and making smart investing accessible to more people.

We value bold ideas, low-ego collaboration, and relentless focus on results for our investors.

Our Core Values

Investors at the Center

We believe investing should empower people, not overwhelm them. At Phi-nancial Freedom, we put investors first—offering clear opportunities, transparent communication, and a focus on long-term relationships built on trust.

Smart & Secure Execution

Every offering is carefully structured and backed by thorough due diligence. Our disciplined process ensures predictable results through fixed returns, liquidity options, and secure real estate-backed notes.

Financial Freedom Simplified

We simplify real estate investing so busy professionals can achieve financial freedom without the stress of property management. Through education and guidance, we help investors make confident decisions aligned with their goals.

Built on Expertise

With 20+ years of architectural and real estate experience, we bring a unique perspective to every investment. Our technical expertise ensures projects are thoughtfully designed, strategically managed, and built for long-term success.